Direct Gulf Access 3 story home in Hernando Beach with impressive front entrance, high ceilings and beautifully beveled impact resistant double doors. Low flood insurance due to AE flood rating transferable flood policy $599/yr. Updates new roof 8/2019, all bathrooms remodeled 2018 large walk in shower in the master. Gutters were installed 3/2019, exterior paint 2024, breakaway walls resealed 2024, 3rd floor AC 2017, new bedroom carpet 2023, interior paint 2023. The dock railings were replaced in 2024. This 3/2 wonderful home has 12' ceilings, great water and salt marsh views, a dock for boating out to the Gulf (with no bridges), a fenced backyard for your fur babies and covered and screened porches on the 2nd and 3rd floors. There is a propane fireplace for an occasional cool winter morning and ceramic tile flooring in all rooms but the bedrooms. The kitchen has a propane cooktop, corian counters and a double oven for the cook in your family. The breakfast bar can seat 5, There is a spacious walk in pantry. The first floor walls are Durock (cement board with mold resistant properties) and are breakaway. The garages can hold 2 cars and toys like golf carts and jet skis. All windows have shades and sliding doors have draperies with sheers. Dock recently refurbished and has ladder into water, as well as a fish cleaning station and power.Dreaming of having a glass of wine at sunset or coffee in the morning on the water? Your 3rd floor patio off of the master awaits! It is screened and has hurricane shutters. Survey and Elevation Certificate are available. This home has had maintenance on a regular basis and updates for today's lifestyle. Come see today with over 1800 sf., it tends to be one of the larger homes on stilts and provides privacy with the 3rd floor master suite. Architectural plans are available and there is room for a pool.